Uninsured & Underinsured Motorist
Grand Junction Uninsured & Underinsured Motorist Attorney
Protect Yourself Against Drivers with Little or No Insurance in CO
Colorado law requires motorists to carry bodily injury liability insurance coverage of at least $25,000 per person and $50,000 per accident. The state also requires $15,000 in property liability coverage for instances when the at-fault driver causes damage to someone else's property.
Unfortunately, many drivers on Colorado’s highways and in cities ignore this law and drive without auto insurance. And the minimums are often insufficient to cover the full costs of a serious injury.
If you or a loved one have been injured in an accident caused by an uninsured or underinsured motorist, Doehling Law can help you fight for compensation. Our experienced lawyers have decades of experience in accident injury law. We serve Western Colorado and Eastern Utah and have locations in Grand Junction, Telluride, Glenwood Springs, Montrose, and Aspen.
Founding partner Gary Doehling defended insurance companies in personal injury litigation for 25 years, so we possess a thorough understanding of how insurance companies work.
Battling Insurance Companies When Dealing with an Uninsured & Underinsured Motorist
To protect motorists, state lawmakers passed a law in 2008 requiring companies selling automobile insurance in Colorado to include uninsured/underinsured motorist insurance (UM/UIM) as part of every policy unless the coverage is specifically refused in writing.
This coverage protects you and your passengers in the event someone is injured in an accident that is caused by an uninsured or underinsured driver. Carrying a substantial UM/UIM policy doesn't guarantee that you will be fully compensated for your medical bills, lost wages, and other costs, however. Your insurance company may protect its own bottom line by looking for loopholes that allow it to pay less than the full amount you deserve.
The lawyers at Doehling Law will battle with the insurance company lawyers on your behalf using our unique, insider knowledge of how they work.
Types of Uninsured & Underinsured Motorist Coverage
UM/UIM coverage is available in two forms:
- Property damage coverage, which covers damage to your car or other property
- Medical coverage, which is designed to pay your medical bills when you are hit by a driver without insurance
UM/UIM insurance also provides protection if you are the victim of a hit-and-run accident and the other driver is not caught. We can review all available insurance policies and advise on the benefits and next steps to recover maximum compensation.
Contact Doehling Law to schedule a no-obligation, free initial consultation. Our uninsured and underinsured motorist attorney can also arrange to meet you at a hospital or your home when an injury makes travel difficult.
Pedestrian Accident $1,300,000
Professional Liability $950,000
Neck & Back Injury from Bicycle Accident $800,000
Jury Verdict: Vehicle vs. Tractor $767,000
Cervical Fusion from Golf Cart Accident $750,000
“Gary made sure that all avenues were explored for getting me the highest award possible, kept me informed of the status of the claims, and expressed great empathy and kindness during my painful recovery.”- Denise M.
“They are helping with a legal issue. Very professional and caring. Recommend this firm.”- Rudi M.
“Did a very good job of communicating. Very professional and truly worked in my best interest all along.”- Chris B.
“We felt well represented by Doehling Law, our interests and concerns were taken care of and we appreciate everything that was done for us.”- Roxie K.
“They resolved my claim in a timely matter and gave closure to an uncertain future, I cannot thank them enough for their persistence to detail and dedication to do what is right.”- Carl C.
Our lawyers don't back down from deep-pocketed insurance lawyers. We will stand up to them through negotiation and litigation until you receive the damages you are entitled to so you can recover from your injuries.
To start, we can answer all your questions about injury accidents involving uninsured or underinsured motorists during a free consultation. If you decide to work with Doehling Law, we will remain by your side the whole through, providing legal guidance, representation, and support.
Call our uninsured and underinsured motorist attorney at (970) 292-7171 or complete the form to schedule a free consultation.