Grand Junction Uninsured & Underinsured Motorist Lawyers
Protect Yourself Against Drivers with Little or No Insurance
Colorado law requires motorists to carry bodily injury liability insurance coverage of at least $25,000 per person and $50,000 per accident. The state also requires $15,000 in property liability coverage for instances when the at-fault driver causes damage to someone else's property.
Unfortunately, many drivers on Colorado’s highways and in cities ignore this law and drive without auto insurance. And the minimums are often not enough to cover the full costs associated with a serious injury.
If you or a loved one have been injured in an accident caused by an uninsured or underinsured motorist, Doehling Law can help you fight for compensation. Our experienced Grand Junction uninsured and underinsured motorist lawyers have decades of experience in accident injury law. Founding partner Gary Doehling defended insurance companies in personal injury litigation for 25 years, so we possess a thorough understanding of how insurance companies work.
Call (970) 292-7171 to learn more during a free initial consultation about how we fight back to win your much-needed compensation.
Battling Insurance Companies When Necessary
To protect motorists, state lawmakers passed a law in 2008 requiring companies selling automobile insurance in Colorado to include uninsured/underinsured motorist insurance (UM/UIM) as part of every policy unless the coverage is specifically refused in writing. This coverage protects you and your passengers in the event someone is injured in an accident that is caused by an uninsured or underinsured driver.
Carrying a substantial UM/UIM policy doesn't guarantee that you will be fully compensated for your medical bills, lost wages, and other costs, however. Your insurance company may protect its own bottom line by looking for loopholes that allow it to pay less than the full amount you deserve.
The lawyers at Doehling Law will battle with the insurance company attorneys on your behalf using our unique, insider knowledge of how they work.
Types of UM/UIM Coverage
UM/UIM coverage is available in two forms:
- Property damage coverage, which covers damage to your car or other property
- Medical coverage, which is designed to pay your medical bills when you are hit by a driver without insurance
UM/UIM insurance also provides protection if you are the victim of a hit-and-run accident and the other driver is not caught.
We can review all available insurance policies and advise on the benefits and next steps to recover maximum compensation.
Contact us to schedule a no-obligation, free initial consultation at our Grand Junction, Glenwood Springs, Montrose, or Aspen office. We can also arrange to meet you at a hospital or your home when an injury makes travel difficult.
Our attorneys don't back down from deep-pocketed insurance lawyers. We will stand up to them through negotiation and litigation until you receive the damages you are entitled to so you can recover from your injuries.
To start, we can answer all your questions about injury accidents involving uninsured or underinsured motorists during a free consultation. If you decide to work with us, we will remain by your side the whole through, providing legal guidance, representation, and support.