After you're in a motor vehicle accident, there are numerous steps you need to take to guarantee that you'll get the most out of your claim. While car accidents are stressful situations that first require you to manage your health, it's important to take these steps as soon as possible.
First, always check on your passengers and the other people involved in the collision. Call 911 so that local emergency services know to come to the scene. If anyone at the scene is in danger because of your location, it's appropriate to move to a safe, nearby location while you wait for help to arrive.
While you wait for help, it's a good idea to take photos of the scene. If you can, take a photo of the other driver's insurance and get his or her contact information. You should exchange your information with him or her as well, so he or she can contact you or give that information to the insurance carrier. If the individual is hurt or unable to speak with you, you should be able to talk to the police after they take a report to get the information you need.
Document everything you can from the scene. Remember how the crash took place and write down any important pieces of information you can recall. You'll want to give this information to your insurer, so he or she understands how the accident took place and whether or not you're at fault for the car crash. Try to obtain the names and contact information of witnesses, so your insurance provider can reach out to them.
Your attorney can help you begin this process and make sure you're getting the best settlement offers. You need to take care of yourself, and if you weren't at fault, you should receive compensation for your losses.
Source: Allstate, "What To Do After A Car Accident: A Step-By-Step Guide," accessed Sep. 29, 2017