Protect Yourself Against Uninsured Motorists

Colorado law requires motorists to carry bodily injury liability insurance coverage of at least $25,000 per person and $50,000 per accident. The state also requires $15,000 in property liability coverage for instances when the at-fault driver causes damage to someone else's property.

Unfortunately, drivers on Colorado highways and in cities ignore this law and drive without auto insurance. And the minimums are often not enough to cover the full costs associated with a serious injury.

To protect motorists, state lawmakers passed a 2008 law requiring companies selling automobile insurance in Colorado to include uninsured/underinsured motorist insurance (UM/UIM) as part of every policy unless the coverage is specifically refused in writing. This coverage protects you and your passengers in the event someone is injured in an accident that is caused by an uninsured or underinsured driver.

Battling Insurance Companies When Necessary

Carrying a substantial UM/UIM policy doesn't guarantee that you will be fully compensated for your medical bills, lost wages and other costs. Your insurance company may protect its own bottom line by looking for loopholes that allow it to pay less than the full amount you deserve.

The lawyers at Doehling Law will battle with the insurance company attorneys on your behalf. Call 970-628-3907 to learn more during a free initial consultation about how we fight back to win your much-needed compensation.

Types Of UM/UIM Coverage

UM/UIM coverage is available in two forms: property damage coverage, which covers damage to your car or other property, and medical coverage, which is designed to pay your medical bills when you are hit by a driver without insurance. UM/UIM insurance also provides protection if you are the victim of a hit-and-run accident and the other driver is not caught.

We can review all available insurance policies and advise on the benefits and next steps to recover maximum compensation.

We Know How To Take On The Insurance Companies

Our attorneys don't back down from deep-pocketed insurance lawyers. We can answer your questions about injury accidents involving uninsured or underinsured motorists.

Send us an email to schedule a no-obligation, free initial consultation at our Grand Junction, Glenwood Springs, Montrose or Aspen office. We can also arrange to meet you at a hospital or your home when an injury makes travel difficult.